| Job Title: |
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Assistant Credit Officer |
| Category: |
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Accounts |
| Total Positions: |
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35+ |
| Job Location: |
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All Cities |
| Gender: |
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No Preference |
| Minimum Education: |
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Bachelors |
| Career Level: |
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Entry Level |
| Minimum Experience: |
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Fresh |
| Salary Range: |
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PKR 0 to 0 per Month |
| Apply By: |
|
May 19, 2019 |
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| Job Description: |
- The Assistant Credit Officer is responsible for growth of business lending for FINCA, Pakistan in the target market and region.
- The Assistant Credit Officer is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.
- The Assistant Credit Officer must be driven by FINCA's mission to provide financial services to Pakistan's lowest-income entrepreneurs so they can create jobs, build assets and improve their standard of living.
- The ACO works with internal staff and external customers to successfully generate quality business loans in their respective markets.
- The position is directly responsible for business development and sales and will have a specific lending goal to attain during each month.
- To build a good rapport with clients to make repeat clients.
- To follow up on delayed installments.
- To assist all seniors including Relationship or Branch Manager to initiate collateral liquidation if a client defaults on a loan.
- Helps RM/BM prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action (whichever applicable).
- The ACO also does cross-sell.
- The Assistant Credit Officer typically works under direct supervision and guidance of RM or Branch Manager.
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| Required Skills: |
| Communication Skills,Interpersonal Skills,Planning & Organizing,Influencing/persuasiveness,Client Focus |
| Company Information |
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Company Name: Finca Microfinance Bank
Company Description:
pFINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority share of Kashf Microfinance Bank Ltd. and later in November, the bank was rebranded to "FINCA Microfinance Bank Ltd"./ppFINCA Microfinance Bank Ltd is now in more than 90 cities across Pakistan with over 100 outlets. It is one of the fastest growing financial institutions in Pakistan backed with global expertise. The growing presence in Pakistan across more than 100 cities ensures that access to financial services is at the disposal of every Pakistani. FINCA Microfinance Bank Ltd. not only provides financial solutions to lowest income entrepreneurs of Pakistan but also strive to create a positive social impact through job creation and poverty alleviation. A research study has shown that 1 loan creates a minimum of 3 jobs./ppFINCA Microfinance Bank Ltd is a full service bank established under license by the State Bank of Pakistan. As a member of 1Link, FINCA Microfinance Bank Ltd. gives fund accessibility to its customers 24/7 through more than 7,000 ATMs across Pakistan. Each outlet is fully equipped with the latest banking softwares which provide robust online facilities. Our institution is an Equal Opportunity Employer(EOE) and offers its employees an enabling environment to learn, grow and excel not just in their own area of expertise, but also empowers them to exchange experiences and ideas with peers and supervisors, thereby continuously bringing about innovation and improvement in all facets of our business. Moreover, our well-rounded training program caters to the development needs of employees at all levels to ensure that they get a chance to grow as the institution progresses, and at the same time, our employee engagement initiatives are designed t
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